runner in a marathon
Wellness

31 Observations After 31 Days Of Running

August is National Wellness Month, and we are celebrating all month with posts related to wellness and self-care. ===================== Well, I did it. Ran every day in the month of July! 31 runs and 147.9 miles. Early in the month I wrote about why I was attempting this challenge, and why I wouldn’t be upset […]

2 hands holding and clinking wine glasses
FIRE

Celebrating Financial Independence Wins Along The Way

When we signed the closing paperwork last year to sell our entire Indy rental portfolio, I happened to be speaking at a business conference. When my colleagues figured out that I was dashing in and out from my presenting duties to take care of a closing, I was met with several high-fives and other forms […]

Real Estate

Using A HELOC For Investment Property

HELOC, how do I love thee? Let me count the ways: Using a HELOC for investment property so you can look like a cash buyer even when you’re financing Smoothing out cash flow when you’re a small business with lumpy earnings Having money to tap for emergencies in lieu of a rainy day bank account […]

Wellness

31 Days Of Running, And Why Reaching A Goal Is Not The Only Goal

I do a lot of running. I’ve been running very regularly since approximately the summer of 1994, which is the year after I finished college. My running log in Excel goes back 21.5 years, all the way to Dec 26, 1998! During my 21.5 ‘running log’ years, I’ve run 11,495.2 miles (as of July 5 […]

view of statue of liberty
FIRE

Three Freedoms That FIRE Brings

I was recently speaking at a pan-Asian media conference (supposed to be hosted in Singapore in March but unfortunately moved to a June virtual event due to the pandemic), and listening to the keynote by Maria Ressa. She is the founder and editor of Rappler, but also recently convicted in a Philippine court for cyber […]

small child next to a large stone ball
Finance

Financial Fairness And Kids

As part of our recent estate planning, our assets will be split 50/50 between our kids. That seems fair, but how equally have we provided support, or will we provide support, during our lifetimes? “…if that scorecard of lifetime gifts isn’t roughly equal at the time of the parents’ death, then there’s a problem. Not […]

investing newspaper with real estate in a circle
Real Estate

Should Every Investment Portfolio Include Real Estate?

I recently finished a new personal finance book, Beyond The Basics, by Sammy Azzouz, a financial advisor out of Massachusetts, and one of his investment topics “beyond the basics” is real estate. Azzouz’ premise is that for most investors their basics will be three things: career, because that provides your earning potential; savings rate to […]

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