Pay Down Debt Or Save For A Downpayment?
My friend is looking to buy a house one day but has credit card debt and a car payment. How should she allocate her excess cash?
Real Estate
Real Estate
Is Selling A Co-op in NYC Worth It? A Real-Life Example + Key Lessons
In November 2023 we sold our apartment in Riverdale, the Bronx. In this post, I share the ROI and what I would do differently next time.
FIRE, Real Estate
Sell, Hold, or Refinance? How to Pull Equity Out of Rental Properties to Fuel Your FIRE Goals
We rebalance our paper assets regularly but with real estate, we have so far treated it as a long-term buy-and-hold. However, a variety of factors are making us reconsider whether to hold, sell or refinance.
Travel
3 Days In Madrid – Part 4 of 3+ Weeks in Europe
Day 21: On the road from Seville to Madrid Our breakfast choice, La Mala, felt like a café in Brooklyn. But it gave us options beyond coffee, pastries and sandwiches, which is more typical. I had multigrain bread with avocado, spinach, tomato and mushroom. Scott had a ham and spinach omelet, as well as a […]
Travel
Visiting Barcelos, Pontevedra, Lisbon, and Seville – Part 3 of 3+ Weeks in Europe
Where to Stay: Hotel AS Lisbon; Honest Hotel Seville Where to Eat: Restaurante Inefável in Barcelos, Varela Churrasqueria in Pontevedra, Pasteis de Belem in Lisbon, Billy Brunch in Seville What to See: colorful statues in Barcelos; the car-free town center of Pontevedra; Tropical Botanic Garden in Lisbon; ceramic museum in the Triana neighborhood of Seville […]
Travel
2 Days In San Sebastian, 5 Days In Northern Portugal — Part 2 of 3+ Weeks In Europe
Where to Stay: Hilton Dublin Airport, Hotel Arrizul Catedral, AC Hotel Porto Where to Eat: anywhere that serves pastel de nata and francesinha:) What to See: In San Sebastian: take the funicular to see all of San Sebastian (photo above), walk on the beach, walk alongside the beach, Old Town. In Northern Portugal: charming small […]
Travel
One Week In Ireland – Part 1 Of 3+ Weeks In Europe
Where to Stay: Arlington Hotel in Dublin, Foyles Hotel in Clifden Where to Eat: The Rolling Donut, Old Storehouse, Ryan’s Village Café, Mannion’s Bar, Off the Square Restaurant, EJ King’s, Guy’s Bar What to See: In Dublin – Half Penny Bridge, Spire, Dublin Portal, Trinity College, Stephens Park, St. Patrick’s Cathedral, Christ Church, Half Penny […]
Real Estate
Update On The Duplex In Upstate New York — And Our New Real Estate Targets
In my last post, I weighed the rent v. buy decision for a property we would only use part-time. The property we were considering was a duplex (not pictured) in upstate New York, about 30 minutes from Albany and near a SUNY (State University of New York). While the property had enough potential that we […]
Real Estate
Should We Buy A Duplex In Upstate New York? The Rent Or Buy Calculation For A Part-time Destination
We’re not actively looking to buy more real estate right now, but every week or so, I look at certain geographies I’m interested in – one of which is upstate New York near Albany. We already know the area because I helped a friend who lives there come up with viable alternatives when a rent-to-own […]
Real Estate
Overexposed In Florida? 4 Reasons To Rebalance Our Real Estate Portfolio
How often do you adjust your investments? Periodically (annually, quarterly), one should rebalance their portfolio. If one asset class has run up in value, you might have more money invested there than you originally intended. Similarly, if an asset class has decreased in value, you might have too little exposure, if that investment still fits […]