January 2022

Why I Check My Credit Report Three Times A Year – And Other Tips For Optimizing Your Credit

– Posted in: Finance
hands holding a tablet that says credit score on the screen

At the end of each year, I pre-fill my Time Diary for the upcoming year with activities I know I will be doing. This includes three entries for checking my credit report. I make three entries because I check each of the three major credit bureaus (Experian, Equifax and Transunion), and I separate when I check each of them by four months. Why four months? You can check your credit [...]

My Favorite Books From 2021

– Posted in: Book Review
three books on a wood table in daylight

I have kept an Excel log of the books I have read since 2000, or 22 years and counting. In total, I have read 732, or an average of 33 books per year. In 2020, I read exactly 33 books. In 2021, I also read exactly 33 books! This was a bit of a cheat because I realized during the last week of the year that I had just 32 [...]

New Year’s Resolutions By The Month Instead Of Year

– Posted in: Lifestyle
Cappuccino art in cafe at newport city in the philippines

Several media outlets report that people give up on new year’s resolutions by as early as mid-January. It’s the second Friday of January according to Best Life. Forbes is more optimistic but still mid-February! One of my favorite hacks for sticking to new year’s resolutions is setting monthly goals instead of annual (hat tip to educator Miho Kubagawa for introducing me to that one!). If you make 12 monthly mini-resolutions [...]

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