Caroline

Our First International Trip Post-Pandemic – One Week in Costa Rica After Covid

– Posted in: Costa Rica
beach and sunset

We miss travel but were anxious about traveling out of the country while our kids aren’t fully launched and somehow getting stuck outside the US for an extended period. At the same time, we were anxious about how our properties were doing in Tamarindo and Langosta and just curious about how Costa Rica was doing after Covid. I had received two free airline certificates from JetBlue as part of a [...]

The End Of A Monthlong Road Trip – One Week In Denver

– Posted in: Travel
giant bear statue looking into a building

Photo is of a sculpture in downtown Denver - a giant bear peering into the convention center. After just over two weeks in New Mexico, visiting Albuquerque, Santa Fe and Taos, and viewing the total lunar eclipse, we drove to Denver, CO. It was a beautiful, clear Saturday, and it was so green on the way to Colorado, it reminded me of our trip to Ireland. Colorado was higher on [...]

2021 Eclipse Road Trip – Visiting Santa Fe And Taos

– Posted in: Travel
cliffs on the left and right with a river far down in the center

Previous posts in this series: Planning, Heading West, Albuquerque, Viewing Eclipse After a fantastic week in Albuquerque, we headed north. We wanted to spend time in Santa Fe and Taos. Given that Taos is 2 hours north of Santa Fe and we didn't want to just cover it in just a day trip, we split the week, 4 nights in Santa Fe and 3 nights in Taos. (adsbygoogle = window.adsbygoogle [...]

2021 Lunar Eclipse Road Trip – One Week In Albuquerque

– Posted in: Travel
hot air balloons in the air

Previous Posts In This Series: Planning, Driving West As mentioned in the previous posts, we scheduled a road trip to New Mexico around the lunar eclipse. It would be practice for us in being digital nomads again, since we have been grounded from travel and homebound for over a year. Our youngest tagged along and got to be a digital nomad along with us, since she secured a virtual summer [...]

Where Would You Rather Be A Digital Nomad? Tuscany, Italy Or Jacksonville, Florida

– Posted in: FIRE
city in the distance with water and boat in the foreground

Two towns in Italy – Santa Fiora in Tuscany and Rieti in Lazio -- will subsidize 50% of your rent if you work from there. You would need to be a digital nomad because authorization to work in Italy isn’t included in the deal. These towns are so small there likely wouldn’t be work awaiting you anyway. Or, if you’d rather stay Stateside, Zillow has named Jacksonville, FL (pictured above) [...]

Reader Question: How To Determine The Value Of A Home When There Is No MLS Data For Comps

– Posted in: Real Estate
paper with charts and graphs

How are you determining (without MLS in CR) the value of the home?  They ask for $400K just because they believe it is worth that price point.  Most don't seem to have a P&L to back ROI. – Dom Yes, it’s true that there is no MLS, or Multiple Listing Service, in Costa Rica, so there isn’t a one-stop information site to learn at what prices properties sold for, what [...]

25 Years As A Working Mom — Three Things I Would Have Done Differently In The Work And Family Juggle

– Posted in: Career
Woman juggling computer, house, clock, cell phone

Our oldest turned 25 recently – yikes, we have a kid old enough to have a quarter-life crisis! That milestone, as well as Mother’s Day just around the corner, put the work and family juggle back on my radar. (Speaking of yikes, our youngest turns 20 in a few months, so soon both kids will be in their 20’s!) The pandemic has made things particularly challenging for working moms – [...]

How To Make Yourself (And Your FIRE Plan) A Priority

– Posted in: Productivity
Cappuccino art in cafe at newport city in the philippines

I’m a self-employed CPA struggling with the R in Fire. Financially I have the means to retire and I have been saying “no” to prospective new clients. I can’t believe it’s so hard to prioritize restructuring my business to free up my time. I’m always tackling client affairs and mine go on the back burner. Making myself priority #1, is tough!I’m not looking to retire 100% at this point but [...]

Private Lending – How We Evaluate Potential New Deals

– Posted in: Lending
woman handing over money and signing a piece of paper

Our current portfolio is mostly traditional investments, including paper assets and rental real estate. However, we currently have about 5% of our money in two private loans: one to fund a fix and flip; and another to fund a growing start-up. We have considered other alternative investments (such as a coffee farm in Panama or special use facilities, like assisted living), but so far we have passed. Recently, we have [...]

How To Prevent A Layoff From Destroying Your FIRE Plan

– Posted in: Career
Man talking on cell phone and looking at tablet

If you have a job at a high enough salary that you can save a high percentage of it each year, you can calculate how long it takes for that savings pool to eventually grow large enough that it equals years of take-home pay. For example, if your net salary is $100,000, and you frugally live off of $30,000, you can bank $70,000 each year. Say that your salary just [...]

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